Overview
Buy-to-Let mortgages
Finance for buy-to-let properties located in England and Wales. Suitable for investment properties only.
- Rates from 2.89%
- LTV up to 80%
- 5 year rates from 3.19%
- Competitive ICR and stress rates
- Cashback toward legal fees of £750 applied to all 5 Year Fixed products up to 75% LTV for standard properties. See Product Guide for full detail and terms.
Key features
Interest coverage ratio and assessment rates
We use the gross RICS confirmed market rental income in ICR calculations.
| Applicant | Single properties | HMOs and MUFBs |
|---|---|---|
| Basic rate taxpayer (20%) | 125% | 130% |
| Limited company & LLP | 125% | 130% |
| Higher rate taxpayer (40%) | 140% | 145% |
| Additional rate taxpayer (45%) | 140% | 145% |
Download our Buy-to-Let lending criteria
Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.
Resources
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