Overview
Buy-to-Let mortgages
Finance for buy-to-let properties located in England and Wales. Suitable for investment properties only.
- Rates from 2.99%
- LTV up to 80%
- 5 year rates from 3.49%
- Competitive ICR and stress rates
Key features
Interest coverage ratio and assessment rates
We use the gross RICS confirmed market rental income in ICR calculations.
| Applicant | Single properties | HMOs and MUFBs |
|---|---|---|
| Basic rate taxpayer (20%) | 125% | 130% |
| Limited company & LLP | 125% | 130% |
| Higher rate taxpayer (40%) | 140% | 145% |
| Additional rate taxpayer (45%) | 140% | 145% |
Download our Buy-to-Let lending criteria
Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.
Resources
Speak to a BDM
Apply now
Register on our online portal to generate a quick decision in principle and submit an application.
Master the basics
Our short video tutorials and FAQs will have you up and running on our online portal in no time.