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3. Platform Operations & Transparency

How are LendInvest’s fees structured?

 Fees vary by investment product and are disclosed before investment. Common fees include management fees and transaction costs.

What are LendInvest’s fees? We don’t charge fees to investors on our platform. We charge fees to our borrowers in line with our borrower charging policy. These fees can be paid directly by the borrower or added to the principal loan amount. LendInvest takes a margin between the interest rate paid by the borrower and the income paid to investors. The interest rate paid by the borrower is included in the receivables purchase agreement (RPA).

What happens if LendInvest itself faces financial difficulties?

The Platform is structured to protect investors’ funds, but in the event of insolvency, loan servicing may be transferred to an alternative provider.

Why are some investment details confidential?

Borrower privacy, competitive considerations, and regulatory requirements limit the disclosure of certain details.

Can I see the full loan book performance?

Investors can access performance data relevant to their own holdings. Broader loan book data may not be disclosed due to confidentiality.

How does LendInvest report loan performance?

Investors receive regular updates, including performance metrics and estimated repayment schedules via their investment account.