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No. Investments that are made available on our platform are structured as unauthorised Alternative Investment Funds which are not regulated by the FCA. Unregulated Alternative Investment Funds are not eligible investments for a stocks and shares ISA wrapper. The LendInvest Secured Income PLC listed bonds are intended to be eligible for investing via a stocks and shares ISA or SIPP, subject to applicable limits. Prospective investors should check whether the specific terms of their arrangement permits investment of this type. Tax treatment depends on individual circumstances at the relevant time (and may be subject to change in the future). You can find more information on the LendInvest listed bonds https://www.lendinvest.com/capital/listed-bond-5/.

Yes, LendInvest Funds Management Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 624223).

On the same day (or the next business day if the payment is received after 3pm) that a borrower repays their loan to LendInvest, we will credit your online investor account, making these funds available to you to be invested in other available loans or withdrawn.

Your capital will be due back to you when the project has been completed, and your money cannot be withdrawn until then. Remember, these are illiquid investments – they are not like shares, for example, which can be quickly traded. The redemption process requires the completion of the underlying project you invested in – hence why these are deemed as riskier investments.

Your funds are committed for the duration of the loan that you have selected for investment, including where the loan is extended. This means that it is not possible for an investor to resell or redeem their investments early. LendInvest will repay capital to investors after the loan is repaid by the borrower. The term may be extended with LendInvest’s agreement, or may be shortened if the borrower elects to repay early.

The typical term of each opportunity is 12 months. Once the redemption takes place, funds will be transferred back to investors’ LendInvest account.

Investors deposit funds, browse loan opportunities, and choose which loans to invest in based on their own risk assessment.

 Investors are required to make an initial deposit of £5,000. Following this, the minimum amount for manual investments is £100.

The platform is only open to sophisticated investors and high-net-worth individuals who understand the risks associated with property-backed lending.

The Self-Select Platform is an investment platform that allows sophisticated investors to invest in loans secured against UK property. Investors can browse available loans and build a portfolio based on their risk appetite.