Self-select platform

Your custom portfolio

Take control of where your money is invested. Once an investor, you can build a diversified portfolio of loans tailored to your investment goals in just a few clicks.

Returns accrue daily and are payable monthly, so you can earn regular income or reinvest for capital growth. It’s income investing on your terms.

Your custom portfolio
Your custom portfolio
RegisterLog in
Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong.

Key benefits

Explore the details of each investment and select loans which suit your risk appetite based on interest rate and loan-to-value ratio (LTV) – the size of the loan in relation to the value of the property. Or simply use the ‘auto-invest’ feature to keep your money invested in loans that match criteria you choose.
Loan data updated daily, weekly transaction summaries, regular newsletters, text notifications of new loans on the platform – keep up to date and monitor the status of your investments at any time.
Investing on our investment platform is easy. Simply sign up and start investing in a traditionally inaccessible investment class in just a few clicks.

How it works

When a borrower applies for a loan, our experienced underwriting team reviews the application against our rigorous lending criteria and underwriting process.
Once approved, we fund the loan with our own money so the borrower can start their property project straight away.

We then list the investment (structured as an Alternative Investment Fund) along with the details of the underlying loan on our co-investment platform, allowing you to select those that match your investment goals.

We may select other funding sources for any loan, or list a portion of a loan on the platform at any other time. Investors cannot liquidate investments but borrowers may repay loans early, late or not at all.

Once you have invested in a loan, you will start earning interest immediately, with returns paid directly into your investment account every month.

You earn interest whether the borrower is required to service the loan interest monthly or at the end of the period, provided the loan is on schedule.

When the proceeds of the loan are repaid we will return capital invested in that loan to your LendInvest account, ready for you to reinvest or withdraw.

Borrowers may repay early or beyond the loan’s initial expiration date. We take every steps to protect your money but, as with any investment, your capital is at risk.

Understanding risk

Alternative investments carry significant risks. Returns are dependent on the borrower’s performance under the loan.

Investors cannot liquidate investments but borrowers may repay loans early, late or not at all.

The value of your investment and the income from it may go down and you may lose all of your investment.

Find out how we manage loan risks

Build your portfolio today

From enquiry to completion, a yes from us is a yes you can rely on, with fast service and competitive rates.



Please read and accept these terms before proceeding

The self-select platform provides access to returns on underlying property loans through unregulated collective investment schemes (non-mainstream pooled investments) which cannot be promoted to the general public.

Before we can allow you to see any promotional information we are required as a responsible regulated investment firm to ensure you meet one of the exemptions to this restriction.

Please read the below carefully, this page is only for the following:

  • High net worth Investor

    Annual income of £170,000+ or net assets of £430,000+ excluding your primary residence, any loan secured on it or any equity released from it; your pension or any rights under insurance contracts.

  • Sophisticated investor

    e.g. you are a member of a network or syndicate of business angels for more than six months; you've worked in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises, in the last two years; or you've been the director of a company with an annual turnover of £1.6m+, in the last two years.

If this does not apply to you then you are unable to continue onto the next page.

Should you have any questions/queries please reach out to [email protected]