From Inquiry to £3m: A Regulated Bridge in 25 Days
Written by Michael Minnie
A regulated bridging loan is no longer a “last resort” in today’s modern property market. It is now a strategic tool in property transactions. Whether navigating a move, downsizing, chain break, refurbishment or raising capital, mortgage brokers need a lender that understands the regulatory standard of care required.
Specialist lenders, like LendInvest, can excel where traditional lending can’t by prioritising speed, flexibility and common-sense underwriting. We focus on the exit strategy and may be able to support the most complex of property scenarios.
Building income, building homes
Case study: £3.062 Million Unlocked in 25 Days
A broker reached out to our specialist bridging team on behalf of a client, an experienced property investor looking to refinance and raise capital on their main residence. The applicant wanted to pay off existing loans and transfer equity. He also wanted to purchase an investment property to add to his portfolio. The planned exit was the sale of his main residence.
Having worked with us in the past, the broker and applicant had the knowledge that our dedicated teams would be able to support their complex case quickly and go beyond a “tick box” exercise.
Our teams got to work, and in only 25 working days, we were able to secure a regulated bridging facility of £3.062 million, allowing the applicant to move ahead with his property goals.
Regulated bridging, simplified:
- Rates starting from 0.82% up to 70% LTV
- AVMs up to 65% gross LTV
- Dual representation: one solicitor for both parties, saving time and money
To find out how a regulated bridging solution could work for your clients’ projects, speak to one of our dedicated bridging specialists today or start a quote!
The future of mortgage origination
LendInvest plc is a public limited company registered in England and Wales (No. 8146929). Registered
Office: 4-8 Maple Street, London, W1T 5HD.
LendInvest Mortgages and LI Mortgages are registered trading names of LendInvest Loans Limited. LendInvest Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN:737073). LendInvest Loans Limited is a company registered in England & Wales (Company No. 09971600) and is a wholly owned subsidiary of LendInvest plc.
Regulated lending is provided via LendInvest Loans Limited (Company No. 09971600). Unregulated lending is provided by LendInvest BTL Limited (Company No. 10845703) and LendInvest Bridge Limited (Company No. 11651573), which are wholly owned subsidiaries of LendInvest plc.
Borrowing through LendInvest and its affiliates involves entering into a mortgage contract secured against property. Your property may be repossessed if you do not repay your mortgage in full.