The Bridging market in the UK is coming off a record-breaking 2024 with loan books surpassing £9 billion for the first time.

As 2025 is well underway, the UK property market continues to face a shortage in available housing, changes to Stamp Duty, tax changes for landlords and other regulations like EPC ratings with the aged UK housing stock. The need for these short-term loans will continue to be in high demand, including Development Exit loans.

Development Exit loans allow a borrower to refinance existing debt on a development project, often at a lower interest rate. It can also provide more time to sell units and achieve desired sales prices while freeing up the capital for them to start their next project.

Case Study: Simplifying a Development Exit

A client new to LendInvest approached us needing help refinancing existing debt for a large development project. The development was an 86-unit block in Poole, and we provided a Development Exit Bridge on 16 of the units, ranging from studios to 3-bedroom flats.

With an experienced property developer leading the project, these units were already on the market, with strong buyer interest and a couple of units held on reserve. 61 of the units had been demised to separate leaseholds, with a mix moving to Buy-to-Let and others being sold.

In the end, we were able to close the deal for a total of £3.1 million at 75% LTV at 0.89% rolled interest.

At LendInvest, we understand that even the most straightforward short-term loan situations can get complicated. That’s why we aim to “Cut the Complex,” no matter the size of the development.

How Development Exit Products Can Cut the Complex

• Maximise profits and minimise costs
• Lower interest rates compared to development finance
• Allow your clients more time without the pressure of the development loan expiring
• Transitioning from Development finance to a Development Exit facility allows your client to achieve the sales and prices they want
• 75% LTV, rolled interest and flexibility

All carried out in our Mortgages Portal, our Development Exit products offer flexibility for your client designed to help your clients maximise their profits, minimise their costs and can help your clients complete their existing project while starting their next one.

Contact us today to learn more about how we can help you Cut the Complex and achieve your development goals.