The Power of Flexible Funding: £17 Million Bridge At 90% of Purchase
Written by Michael Minnie
For many professionals in the UK property market, a bridging loan used to be seen as a niche or a reactive solution to needing quick funding, but that is no longer the case. The fact is that short-term lending has evolved into a foundational funding solution that supports transactions that need speed, flexibility and a clearly defined exit strategy.
This isn’t just anecdotal evidence; The Bridging and Development Lenders Association has reported a record year for the loan books, with over £13 billion, surpassing 2024’s record year of £10 billion.
At LendInvest, we can offer start-to-finish certainty on your client’s next property project with flexible bridging options. In addition, we can offer a seamless exit to one of our BTL products.
50 homes purchased in 35 days
The combination of flexibility that bridging loans carry, combined with a defined exit strategy, led us to support a portfolio bridge deal totalling over £17 million.
A broker approached LendInvest on behalf of a client looking for a fast and flexible solution to a unique opportunity to add on to an already existing portfolio.
The borrower, a well-established investor with over a decade of experience, needed funding to purchase a total of 50 homes from a developer. The 50 homes are spread across four towns in Hampshire and Dorset, and the borrower purchased at a bulk discount.
Building income, building homes
The borrower plans to refinance 20 of the homes onto our buy-to-let products within 90 days of purchase.
We were able to secure over £17 million at 90% LTP / 70% LTV in a total of 35 days.
How a bridging loan from LendInvest can cut the complex for your property investor clients:
- Regulated and Unregulated options
- Refurbishment GDV products – get funding for entire refurbishment projects
- Residential, semi-commercial, commercial and land
- Bridge-to-Let – know your client’s BTL exit during bridge
- AVMs and Dual Representation available to save time and money
If your client is looking to kick off their next property project and needs access to quick funding, contact our specialist bridging team or get started in the Mortgages Portal.