Refurbishment GDV in Action: Turning Vision into Value
Written by Thomas Scruby
In the 2026 UK property market landscape, specialist lenders like LendInvest have become the go-to for brokers and property investors looking to take on complex projects that fall outside the rigid criteria of traditional lending models. Brokers that can offer lending partners that look beyond the property’s current state to its future potential set up their clients for a successful outcome.
A Refurb GDV loan helps to secure finance against the Gross Development Value, allowing for higher leverage. Offering up to 75% Day 1 and a facility for 100% of the refurbishment works, this product allows for higher levels of leverage that can be drawn throughout the project’s cycle.
At LendInvest, our MRICS-qualified staff and specialist bridging team provide the Refurb GDV Products and expertise needed to support ambitious projects, allowing brokers and their clients to focus on a property’s potential rather than its current state.
We’ll also work to find a seamless transition onto one of our BTL products, ensuring certainty from start to finish.
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Ambitious Refurb and Return in Twickenham
A broker approached us on behalf of their client, an experienced property investor, who needed to quickly access short-term funding to take on an ambitious renovation project.
The property, a standard 3-bedroom terraced house in Twickenham, was in dire need of refurbishment. The project included extending the kitchen and constructing a dormer roof. It was estimated 6 months to complete and the refurb costs around £188k.
The home was initially purchased through a bridging loan provided by LendInvest, to allow them to complete on the vendor’s tight timescale. Once the client was able to solidify an architect and a contractor, we were able to switch the existing bridge to a Refurb GDV, providing a refurbishment facility for the works.
The client ended up delivering the project for a cost of £171k and in just 4 months. We released funds to them, in arrears, over three drawdowns. The original GDV was £1.2m, however, once complete the property was revalued at £1.4m, meaning the client achieved a return on equity of 232%.
How a Refurb GDV Loan with LendInvest can Cut the Complex:
- Expert Support: Benefit from our in-house MRICS surveyors who provide valuable advice on construction and value maximisation.
- Flexible LTVs: Up to 75% day one, 100% of costs, LTGDV 70% and up to £5 million total facility
- Versatile Property Support: Ideal for extensions HMOs, flats, houses, commercial-to-residential conversions, Buy-to-Let properties and semi-commercial end uses.
- No Exit Fees
- High Loan-to-Cost: We offer a generous maximum LTC of 90%, covering a significant portion of your total project costs.
- Seamless transition onto our competitive Buy-to-Let products.
Ready to explore how a Refurb GDV line of financing can help your client achieve their property investment goals?
Contact one of our dedicated experts today or start your quote with our Refurb GDV Calculator.