LendInvest Reduces Rates on 2 and 5-year Residential Mortgages, Releases New Credit Criteria

London, 22 April 2025 – LendInvest Mortgages (LSE: LINV), a leading fintech platform dedicated to alternative  lending, has announced a 15 basis points (bps) rate reduction on all 2-year fixed term residential mortgages. The lender’s 5-year fixed term residential products will also be reduced by 10bps.

These new rates are now in place, and enable brokers and intermediaries throughout England, Wales and Scotland to support their clients looking to purchase a new home or remortgage their existing home.

This announcement follows LendInvest’s recent redesign of their credit criteria. There are now four distinct categories, each designed to cater to varying levels of allowable adverse credit. 

Paula Mercer, Director of Sales at LendInvest, said: “LendInvest has always been committed to people wanting to purchase a new home, that’s why we’re happy to announce these rate changes to our 2-year and 5-year fixed term residential mortgage products.

“We also know that everyone’s situation is different, and ‘blips’ on their credit histories shouldn’t keep them from owning their own home. That’s why we’ve taken a look at our credit criteria, and have created four unique tiers, each allowing for lending to those with different levels of adverse credit histories including defaults, arrears and CCJs.

By reducing our residential rates and our new approach to our credit criteria, LendInvest remains committed to supporting aspiring homebuyers that may not fit the traditional mould of ‘High Street’ lending.”

For more information on these new rates and the full range of residential mortgage options, please refer to LendInvest’s Residential Criteria Guide and Residential Rate Guide.

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Editor’s Note:

When referring to LendInvest, please note that it is one word. 

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