May 1, 2025

LendInvest Reduces BTL Rates to New Lows for 2025

London, 1 May 2025 LendInvest Mortgages (LSE: LINV), a UK fintech platform specialising in alternative lending, has lowered interest rates across its Buy-to-Let (BTL) mortgage product range. All 2-year fixed term BTL mortgages are reduced by 20 basis point (bps) and a 15bps reduction on 5-year term BTL loans. There is also a 5bps reduction on 7-year fixed term BTL products.

The rates, starting from 3.34% for a 2-year term and 4.54% on a 5-year term loan, reflect the company’s lowest rates across its BTL range this year. 

LendInvest is also decreasing interest rates for its Product Transfer product line, with a 10 basis point (bps) reduction on 2-year term products and a 5bps reduction on 5-year term products.

These rate reductions accompany recent updates to the lender’s Mortgages Portal platform that streamlines the Product Transfer process through the use of Automatic Valuations (AVMs) where possible, as well as automated conduct checks on the existing mortgage that enable pre-populated product options. 

Paula Mercer, Director of Sales at LendInvest, said: “At LendInvest, we are committed to providing competitive and attractive financing options for landlords, whether they be Limited company or have a small portfolio. 

This rate reduction across our Buy-to-Let range, our lowest rates this year, demonstrates our ongoing support for the property investment market. 

We can appreciate that today’s modern landlords need digital solutions to complex situations, and that’s why we are continuing to improve our Product Transfer process within our Mortgages Portal. Through the use of AVMs where applicable and light touch underwriting, we’re seeing cases complete in as little as 24 hours, saving investors time and money”

For more information on these new rates and the full range of Buy-to-Let mortgage options, please refer to LendInvest’s Criteria and Residential Rate Guides available on the company’s website.

About LendInvest

LendInvest is the UK’s leading platform for property finance.

LendInvest offers short-term, development and buy-to-let mortgages to intermediaries, landlords and developers. Its proprietary technology and user experience are designed to make it simpler for both borrowers and investors to access property finance.LendInvest has lent over £3bn of short term, development and buy to let mortgages.

Its funders and investors include global institutions such as HSBC, Citigroup and NAB, and, in 2019, it was the first Fintech to securitise a portfolio of BTL mortgages. The company has reported annual profitable growth since 2015 and was named Digital Innovation Award Winner at the Sunday Times Tech Track 100 Awards, and both Specialist Lender and Buy-to-Let Lender of the Year for 2019 at the last NACFB awards.