May 7, 2025

LendInvest Drops 5-year Term Residential Rates and Introduces Cash Back Incentive

London, 7 May 2025 LendInvest Mortgages (LSE: LINV), a UK-based alternative lender and fintech platform has announced a 10 basis points (bps) rate cut across all of its 5-year fixed term residential mortgages. The company will also offer a cash back incentive of £400 across the entire residential product range.

The lender’s lowest rates for a 5-year term residential mortgage start from 5.19%.

This cashback and rate reduction reaffirms the lender’s commitment to supporting aspiring homebuyers and those looking to remortgage who may not fit into the stringent credit score-based lending criteria of high street banks. 

The company recently redesigned their credit criteria that factors in adverse credit history.

Paula Mercer, Director of Sales at LendInvest, said: “At LendInvest, we can appreciate all of the added costs when buying or remortgaging a home. As the cost of everyday living seems to be always rising, we’re thrilled to offer up to £400 cashback.

This cashback incentive, along with a 10bps reduction on all of our 5-year fixed term residential mortgages will empower and enable brokers to support their clients who may no longer fit the traditional mould of high street lending. 

For more information on these new rates and the full range of Residential mortgage options, please refer to LendInvest’s Criteria and Residential Rate Guides available on the company’s website.

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Editor’s Note:

When referring to LendInvest, please note that it is one word. 

Media Contacts: 

Erik Niewiarowski, Content and Communications Manager, [email protected]

For all other press inquiries please email: [email protected]

About LendInvest

LendInvest is the UK’s leading platform for property finance.

LendInvest offers short-term, development and buy-to-let mortgages to intermediaries, landlords and developers. Its proprietary technology and user experience are designed to make it simpler for both borrowers and investors to access property finance.LendInvest has lent over £3bn of short term, development and buy to let mortgages.

Its funders and investors include global institutions such as HSBC, Citigroup and NAB, and, in 2019, it was the first Fintech to securitise a portfolio of BTL mortgages. The company has reported annual profitable growth since 2015 and was named Digital Innovation Award Winner at the Sunday Times Tech Track 100 Awards, and both Specialist Lender and Buy-to-Let Lender of the Year for 2019 at the last NACFB awards.