LendInvest launches 8.25% Notes due 2030 and Exchange Offer

We’re pleased to announce the launch of a new series of 8.25 per cent Notes due 2030 (the “New Bonds”) to be issued by LendInvest Secured Income III plc (the “Issuer”).

At the same time, the Issuer and LendInvest plc have made an Exchange Offer to holders of the outstanding 11.5 per cent. Notes due 2026 (the “2026 Bonds”) and 6.5 per cent. Notes due 2027 (the “2027 Bonds”), each issued by LendInvest Secured Income II plc, inviting them to exchange their 2026 Bonds and/or 2027 Bonds for New Bonds.

This issuance marks another step in the LendInvest Group’s long-term strategy to broaden access to property finance asset investment.

New Bond Key Terms

The New Bonds carry a fixed coupon of 8.25 per cent per annum, payable semi-annually over their 5-year term, and will mature in 2030. They will be backed by a first floating charge over a pool of Eligible Loans, which primarily comprise UK residential, buy-to-let, bridging and development loans.

The New Bonds will be subject to a partial 20 per cent guarantee from LendInvest plc (the Guarantor), as further described in the Base Prospectus and Final Terms.

• Minimum initial subscription amount is £1,000, with multiples of £100 thereafter.
• Application will be made for the New Bonds to be admitted to the Official List of the FCA and to trading on the London Stock Exchange’s ORB market.
• The Offer Period is expected to close on 11 November 2025 but may close sooner.

The New Bonds will be made available through authorised distributors including AJ Bell, Hargreaves Lansdown and Interactive Investor.

Exchange Offer Details

Under the Exchange Offer, holders of the 2027 Bonds are being invited to offer their bonds for exchange for New Bonds at a ratio of 1:1, while holders of the 2026 Bonds are being invited to offer their bonds for exchange at a ratio of 104.5:100 (i.e. for every £100 of 2026 Bonds accepted for exchange, the holder will receive £104.50 of New Bonds, subject to a cash rounding payment in respect of any portion in excess of a multiple of £100).

Holders of the 2026 Bonds and/or 2027 Bonds can participate in the Exchange Offer through

their broker. Full details are available in the Exchange Offer Memorandum and Prospectus.

For more information, please see the documents on our website: https://www.lendinvest.com/capital/listed-bond-5/

Important Regulatory Information:

• The New Bonds are not protected by the Financial Services Compensation Scheme (FSCS).

  ● If the Issuer or Guarantor were to become insolvent, investors could lose some or all of their investment. The 20 per cent. partial guarantee by LendInvest plc does not guarantee investor’s investment in such circumstances or where the Guarantor is otherwise unable to pay when required.

  ● Investors should ensure they fully understand the risks involved and obtain independent financial advice before making any investment decision. Any investment in the New Bonds should only be made on the basis of the Base Prospectus published on 13 October 2025 and, the Final Terms and (where relevant) the Exchange Offer Memorandum and Prospectus, published today on 14 October 2025.

Your capital is at risk. You should be aware that you could get back less than you invested or lose your entire initial investment.

This announcement is an advertisement within the meaning of Article 2(k) of Regulation (EU) 2017/1129 as it forms part of UK domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended, (the “EUWA”) (the “UK Prospectus Regulation”) and is not a prospectus for the purposes of the UK Prospectus Regulation. A base prospectus dated 13 October 2025, final terms dated 14 October 2025 relating to the New Bonds, and an exchange offer memorandum and prospectus relating to the Exchange Offer dated 14 October 2025 have been prepared and made available to the public in accordance with the UK Prospectus Regulation.

This announcement, including the social media posts published by LendInvest plc and linking to it, is a financial promotion and is not intended to be investment advice. It was approved on 16 October 2025 by Allia C&C Ltd (approver FRN: 765603) and will end on the closing of the offer of the New Bonds, unless revoked earlier.