From Capital Raise to Long-Term Rental: A LendInvest Bridge-to-Let Case Study
Written by Leanne Ardron
Last year saw a record-breaking year for the bridging market, with over £10 billion recorded in the loan book, and it looks like that record will be shattered in 2025.
The latest figures from the Bridging & Development Lenders Association (BDLA) reveal another increase in lending for the third consecutive quarter, with bridging lender loan books already at £13.7 billion. That is a 51% increase from September 2024.
This staggering amount solidifies that bridging loans are an integral part of the UK property market. These short-term loans provide fast access to capital and allow savvy property investors to grow their portfolios.
At LendInvest, we know that every property project is different, and that’s why we’ve created our Bridge-to-Let line of financing, giving your clients a DiP on a Buy-to-Let (BTL) loan while applying for the Bridge.
With incentives like contributions towards legal and valuation costs, full flexibility, and the ability to manage all deals in our Mortgages Portal, it’s no wonder that a Bridge-to-Let line of financing from LendInvest is a great option for brokers managing the lofty ambitions of their property investor clients.
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From Capital Raise to Refinance: A Dual-Property Bridge-to-Let Case Study
A broker recently approached us on behalf of a highly experienced landlord and property investor looking to raise capital to support two simultaneous HMO conversions. The borrower required a fast and flexible solution that would allow both projects to progress quickly and efficiently.
The properties, a 4-bed terraced house in Enfield and a 4-bed semi-detached house in Ashford, were both set to be converted into 6-bed HMOs. Both properties were suitable for large value uplift but required substantial refurbishment work, making them ideal for our Bridge-to-Let proposition.
The borrower planned to raise capital across both assets, allowing them to complete the refurbishments to a high standard. They then refinanced onto our long-term Buy-to-Let product once works were complete and rental value had been added.
Our Bridge-to-Let process allowed the borrower to streamline this journey by securing short-term funding with a clear and efficient pathway to a BTL exit.
We were able to support the client with a combined Bridging loan of £738,750, giving them the liquidity required to complete both conversions within a quick timeframe.
Upon completion, the borrower exited onto one of LendInvest’s Buy-to-Let products, securing an additional £619,650.
How a Bridge-to-Let with LendInvest can Cut the Complex for your clients:
- Manage Bridge and Buy-to-Let in one place in the Mortgages Portal
- Contributions of up to £500 on valuation and up to £500 on legal costs
- Fast and efficient refinancing onto one of our BTL options, including incentives
- Submit an enquiry in minutes in our Mortgages Portal
Ready to learn more about how a fast Bridge-to-Let solution can work for your clients? Submit an enquiry on our Mortgages Portal today to get started.