BORROW

The UK property market is undergoing significant changes in 2025. Increased lending and a rebound in remortgage activity are creating new opportunities for both homeowners and investors. However, navigating the current UK property market can be challenging, particularly for Buy-to-Let landlords facing potential Stamp Duty increases. At LendInvest, we understand these complexities. We’ve built our...

After last year’s rollercoaster of a UK property market, what does 2025 have in store for lenders, brokers and borrowers? In 2024, the UK property market saw a volatile home-buying market influenced by fluctuating interest rates, rapidly changing swap rates, affordability issues, the impending change to Stamp Duty taxes, the challenge by a lack of...

Bridging finance has become increasingly vital in the UK housing market, particularly in 2024. In fact, this niche market of property finance has hit record numbers this year, with the Bridging & Development Lender Association loan book hitting an all-time high of £9 billion. Q3 data reinforced that demand hasn’t lessened, with nearly 7% more...

A new client approached LendInvest in early September after they had identified a promising site for developing nine residential dwellings. However, they needed funding quickly to complete the acquisition and begin development. The client, referred to us by a long-standing partner, had a pressing need for funding. With the property exchange scheduled for September 27th...

Refurbishment Bridging loans can be a powerful tool for investors looking to maximise their returns on property investments. These short-term loans provide the funds to purchase and renovate properties, allowing investors to capitalise on market opportunities and add value to their portfolios. By bridging the gap between the initial purchase and the eventual refinancing or...

How Buy-to-Let lenders are funded Most Buy-to-Let lenders get their funding through facilities with global financial institutions, which range from investment banks to high street banks, and pension funds to credit funds. When these facilities are arranged, the financial institution expects a return derived from 2 components, (1) a fixed margin, to compensate them for...

What do we mean by a diversified portfolio, and why is it so important for landlords as they plan their growth plans and portfolio management? Diversification has been a common consideration in more traditional investment circles; but as the nature of renting has changed – driven by external factors as much as consumer ones –...

The UK housing market has been a topic of significant discussion in recent years; fluctuating property prices, rising interest rates and increasing regulatory pressures from the MEES (Minimum Energy Efficiency Standards) scheme. Landlords are navigating a complex landscape, and Labour’s introduction to their plans to build more homes could provide interesting investment opportunities to those...

Here in the Product and Design team, we know that brokers are busy people. That’s why we’re thrilled to share updates to the Mortgages Portal that make the application process even more simple. A problem brokers face From conversations with our users we learned that they face one major challenge: applying for a mortgage to...

The ambition of LendInvest Mortgages is clear: make every mortgage simple by bringing people and technology together for a simple experience for brokers and their customers.  We have been on this journey for over 15 years, growing our teams to provide quick access to a specialist throughout your customers application process. Now, that’s the people...