BORROW

By Sophie Mitchell-Charnan, Commercial Director On September 23rd 2022, the then Chancellor, Kwasi Kwarteng presented the mini-budget to the House of Commons. The goal – to provide financial stability across the United Kingdom.  Just one day prior, the Bank of England base rate increased from 1.75% to 2.25%. Landlords, homeowners and, let’s be honest, the...

See our residential mortgage products. By Esther Morley, Managing Director of Residential Lending Interest only mortgages can have a bad reputation.  Partly as a hangover from the 2008 mortgage crisis, they are often seen as a mortgage of last resort for borrowers for whom affordability is stretched to the maximum. Interest only can offer borrowers...

There’s no denying that the landscape for housebuilders has become quite challenging lately. The confluence of factors such as Brexit, the ongoing ramifications of COVID-19, inflation, and the spectre of rising interest rates has made life difficult. Unfortunately, small to medium-sized property developers, often referred to as SMEs, once again find themselves at a disadvantage...

Secure a landlord their next rental property or upgrade their existing ones for higher yields with our bridging finance range. By Michael Minnie, Senior Business Development Manager While stats tell us more homes are being listed for rent, other stats tell us that more rental properties are being sold.  So what to make of all...

By Sophie Mitchell-Charman, Commercial Director More and more properties are being put up for rent, according to reports released this month.  Some brief stats, as seen in This Is Money:- According to Connells, the number of rental homes has increased 8% since March Estate agent Hamptons have also seen a 17% increase on homes in...

To register for simple online residential mortgages, visit our residential mortgages page.  By Esther Morley, Managing Director for Residential Homeowner In June, we published our Homeowner Mortgage Experience Report – our approach to understanding the customer landscape, and how stressful getting a mortgage can be for some. Our findings were eye-opening: 48% said they had...

See our full Buy-to-Let range and get instant quotes here Location: Harrow Loan amount: £525,000 LTV: 75% —  Directors of a large Buy-to-Let portfolio wanted a remortgage for a HMO property in London for the purposes of repaying a bridging loan and investing in the continued growth of their portfolio. What sets this case apart...

See how we can support your customers with our residential mortgage products designed for more complex borrowers. By Paula Mercer, Head of Sales at LendInvest You may have seen the term – ‘mortgage prisoner’ hit your inbox recently, and this topic has been a rising concern for the FCA.  Why is this?  The subject has...

See our new, lower Buy-to-Let rates here.  By Sophie Mitchell-Charman, Commercial Director Now I’m not quite sure if wishing ever did truly make something so, but given what we’ve seen over the past few weeks, we’re starting to think spending June declaring ‘Buy-to-Let is back’ was time very well spent.  We were confident, of course,...

See our refurbishment and Buy-to-Let products on our intermediaries page.  By Michael Minnie, Senior Business Development Manager Buy-to-Let in the ‘new normal’, as we keep calling it will be about offering high quality homes to meet the record levels of rental demand, while also meeting the increasing regulatory requirements being set down by the government. ...