BORROW

October 1, 2024

Update; UK Housing Market

The UK housing market has been a topic of significant discussion in recent years; fluctuating property prices, rising interest rates and increasing regulatory pressures from the MEES (Minimum Energy Efficiency Standards) scheme. Landlords are navigating a complex landscape, and Labour’s introduction to their plans to build more homes could provide interesting investment opportunities to those...

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September 26, 2024

Saving you time; a simple process

Here in the Product and Design team, we know that brokers are busy people. That’s why we’re thrilled to share updates to the Mortgages Portal that make the application process even more simple. A problem brokers face From conversations with our users we learned that they face one major challenge: applying for a mortgage to...

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September 12, 2024

Portal Updates; 3 new ways we’re making mortgages simple

The ambition of LendInvest Mortgages is clear: make every mortgage simple by bringing people and technology together for a simple experience for brokers and their customers.  We have been on this journey for over 15 years, growing our teams to provide quick access to a specialist throughout your customers application process. Now, that’s the people...

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August 20, 2024

The return of the EPC rating upgrade

We may all remember the plethora of articles that discussed the topic of EPC ratings for rented properties, and the Conservative’s plan for the MEES legislation. If like me, you have read these articles and became somewhat of an expert in the matter. Well you might be pleased to know that it’s likely more will...

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August 15, 2024

Q&A: What you need to know about Bridge-to-Let Finance

Q: What is Bridge-to-Let finance, and when should I consider using it? A: Bridge-to-Let finance is a short-term loan designed for property investors who need to complete work on a property before transitioning to a long-term Buy-to-Let mortgage. You might consider using Bridge-to-Let finance when you need time to refurbish or modernise a property to...

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August 8, 2024

Fast funds for renovations: The benefits of refurbishment bridge loans

Refurbishment bridge loans are rapidly gaining popularity among property investors and developers, and for good reason. A refurbishment bridging loan is the perfect solution to provide landlords with a quick loan that they can use to improve their property before selling or moving tenants in. Let’s explore the various benefits of refurbishment bridge loans. Built...

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August 1, 2024

Labour wants “more on the housing ladder”; what do lenders need to do to support?

By Paula Mercer, Head of Sales at LendInvest Mortgages Labour’s recent landslide victory over the Conservatives in the election has the UK eager to see how they will tackle the problems within the housing market – primarily focused around first-time buyers and renters. The manifesto published by the Labour Party during the election campaign was...

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May 30, 2024

Simple Buy-to-Let Product Transfers: from start to finish in 17 days

To experience simple Buy-to-Let Product Transfers, go to our Product Transfer page.  The new Buy-to-Let Product Transfer process is built around brokers and your customers; using the technology of the LendInvest Mortgages Portal to power faster decisions, light-touch underwriting and a smooth process to a simple remortgage.  Since launch, we’ve received dozens of applications, and...

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May 7, 2024

Swap rates: why aren’t Buy-to-Let rates falling consistently yet? 

See our latest Buy-to-Let rates and products here. By Sophie Mitchell-Charman, Commercial Director While no-one thought 2024 would be a return to the ‘normal’ of 2021, we might have expected more consistency than we’ve seen so far in the Buy-to-Let market.   The year started with a bang as lenders reduced rates en masse and welcomed...

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April 8, 2024

Bridging offer in 6 days: capital raise for Ltd Co landlord

See our bridging loans for landlords here.  Location: Tunbridge Wells Loan amount: £262,500 LTV: 75%  —- An experienced limited company landlord was seeking fast funding for this deal, a capital raise on an unencumbered property on his portfolio.  This was to help fund another property project he was working on, and would involve a quick...

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