The UK’s leading online property finance marketplace

Helping investors build more than just income; borrowers more than just homes.

We believe property finance should be better for investors, developers, landlords, homeowners – everyone. It should be fast, online and work for all. We’re bringing technology to the mortgage market to make that happen.

Our platform makes it possible, for the first time, for all types of investors – from individuals to global institutions – to invest in property-backed loans, supporting UK homebuilders while earning attractive returns.

Since 2008, our investors have invested over £2.8bn in loans to borrowers who have bought, built or renovated countless homes across the UK.

Making mortgages work for all

From founding a mortgage lending business against the backdrop of the credit crunch, to launching fintech’s first retail bond programme, to raising over £1bn in investment from the likes of Atomico, GP Bullhound, and Tiger Management, our team has come a long way since 2008.

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Building income. Building homes.

We are real estate investment and risk management experts

With a 10-year lending record, we know UK property and the needs of our market inside out. And we have the investment expertise and risk management experience to give our customers confidence that every borrower we back is of the highest quality.

We create new opportunities to invest in property

We’re building technology to make it easier for property professionals to access finance, and to create smart property-backed investment opportunities, opening up a sound asset class to more investors.

We are inspiring a new generation of property entrepreneurs

Our investors help fund small and medium-sized UK developers, empowering the small-scale housebuilding sector to get more homes on UK streets. We also train aspiring developers through our non-profit Property Development Academy, giving them the skills and tools to start their own projects.

An ambitious team

We’re a team of more than 200 smart, talented professionals, all working towards our mission to make property lending and investing better.

Find out more about our team

A transparent approach

We voluntarily publish an annual report with a full set of our financial accounts so everyone can take a look under the bonnet of the well-backed business we’re building.

Read our latest news

Backed by the best

Our founders and staff remain the majority owners of the business, but we’re proud to be backed and supported by some of the world’s best investors and entrepreneurs.

From the co-founder of Skype and early investors in fintech businesses like Klarna, Stripe and SoFi, to our institutional partners like Citigroup and Nomura, we’ve got unrivalled backing to reinvent property finance.