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Invest in bricks and mortar

Add value to your investment portfolio

Get access to short-term, secured property investments online.

Traditionally, property lending was an asset class only accessible to banks and institutional investors. LendInvest bridges this gap and opens up the mortgage market to all investors. Our technology is your entry-point to a new lucrative asset class.

We underwrite property backed loans to property professionals, and create opportunities for you to invest in the loan that we have originated.

Whilst the loans which you invest in are secured against property, your capital is at risk.

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Investments designed to perform

Secured against UK property
All investment opportunities on our platform are secured against UK property. This means that the borrower agrees that LendInvest can take possession of the property if they do not repay, minimising the risk of loss to investors.
Instant earnings
Start earning interest from the moment you invest in loans. Interest accrues daily, and is paid into platform accounts monthly. This is dependent on the borrower’s performance under the loan. For more information on how your investment is structured, see below.
No hidden fees
We do not charge any management fees to investors using our investment platform. Rest assured that what you see is what you get.
Our best-in-class platform makes investing simple.

  • Create an investor account, for free, in 3 quick steps.
  • Build a diversified investment portfolio, unique to your needs and risk preferences.
  • Access to our dedicated support team and help resource site to support you through your investment journey.

Join thousands of investors earning net returns from 4% p.a.

Whilst the loans which you invest in are secured against UK property, your capital is at risk. Average returns are based on a 12 month historical rolling average. Source: LendInvest data. Past performance does not guarantee future returns.

Investments structured around your needs

We’ve created a system allowing investors to reap the rewards of mortgage lending, without having to worry about the rest of the process.

We sit in the middle

The form of your investment with LendInvest is called a receivables participation.  This form of investment entitles you to receive payments from LendInvest. These payments are made to you out of the payments that LendInvest receives from the borrower of the particular loan in which you have invested.

By participating, rather than lending directly to a borrower, you avoid taking on any obligations to the borrower or to the property, whilst at the same time being able to benefit from the returns.

We service the loans

You have no direct contact with the borrower. Our experienced team deals with the borrower for you, including handling repayments, recoveries or taking possession of the property against which the loan was secured.

We are not a bank

The receivables participation does not constitute a deposit with any member of the LendInvest Group and does not give rise to any rights under the Financial Services Compensation Scheme.

Read more about the risks

 
Meet our customers

“The way I look at saving for my kids is to find something that will compound over time – the bank essentially allows you to lose your money. Whereas LendInvest gives me the ability to safely store my kids savings” – Rayhan, Entrepreneur and LendInvest customer.

View all our investor case studies

Join thousands of investors earning net returns from 4% p.a.

Whilst the loans which you invest in are secured against property, your capital is at risk. Average returns are based on a 12 month historical rolling average. Source: LendInvest data. Past performance does not guarantee future returns.