Your custom portfolio
Take control of where your money is invested.
Once an investor, you can build a diversified portfolio of loans tailored to your investment goals in just a few clicks.
Returns accrue daily and are payable monthly, so you can earn regular income or reinvest for capital growth.
It’s income investing on your terms.
The benefits of an online investment accounts
Returns are dependent on the borrower’s performance under the loan. The value of your investment and the income from it may go down and you may lose all of your investment. Find out how we manage your riskopen_in_new.
You’re in control
Explore the details of each investment and select loans which suit your risk appetite based on interest rate and loan-to-value ratio (LTV) – the size of the loan in relation to the value of the property. Or simply use the ‘auto-invest’ feature to keep your money invested in loans that match criteria you choose.
Loan data updated daily, weekly transaction summaries, regular newsletters, text notifications of new loans on the platform – keep up to date and monitor the status of your investments at any time.
Investing on our co-investment platform is easy. Simply sign up and start investing in a traditionally inaccessible investment class in just a few clicks.
How we turn a loan into an investment
Loan application reviewedWhen a borrower applies for a loan, our experienced underwriting team reviews the application against our rigorous lending criteria and underwriting process.
Loan funded by LendInvestOnce approved, we fund the loan with our own money so the borrower can start their property project straight away.
Loan listedWe then list the investment (structured as an Alternative Investment Fundopen_in_new) along with the details of the underlying loan on our co-investment platform, allowing you to select those that match your investment goals.
Return for investorsOnce you have invested in a loan, you will start earning interest immediately, with returns paid directly into your investment account every month.
When the proceeds of the loan are repaid we will return capital invested in that loan to your LendInvest account, ready for you to reinvest or withdraw.
Borrowers may repay early or beyond the loan’s initial expiration dateopen_in_new. We take every step to protect your money but, as with any investment, your capital is at risk.
In the event of LendInvest Funds Management Limited being unable to meet its liabilities, an AIF investor may be entitled to compensation under the Financial Services Compensation Scheme. Currently, the maximum level of compensation an investor could receive from the Scheme for a claim against an investment firm is 100% of the first £50,000 per person.
The FSCS might apply if you lose money because your investments have not been administered correctly, or as a result of misrepresentation or fraud, and the authorised firm concerned has gone out of business and cannot pay compensation or return your investments or any cash held on your behalf.
The FSCS will not pay compensation if your investment performs poorly as a result of market conditions.
Visit www.fscs.org.ukopen_in_new for further information on the scheme.
Your capital is at risk.