Residential mortgages

Cut the Complex for your clients who don't always fit the mould

Home ownership isn't a 'one size fits all'. We have a Residential mortgage range that supports, even when clients may not meet the traditional High Street criteria. If they are self employed, have unusual incomes, or have had credit histories, we could help.

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Residential

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Loans up to: £1.5 million
Terms length: 7-40 years
Max LTV: 90%
Rates from: 5.39%

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How our Residential range can help your clients

For a long time, High Street lenders with vanilla criteria have dominated residential lending. But that world is changing, life isn't as straightforward where everyone fits a similar mould. That's why we have built mortgage features that can support the real scenarios that people face in every day life. These features aren't mutually exclusive, and some of your clients may experience more than one of these circumstances at a time. We can cut the complexity from:

Self-employed

Credit impaired

Key workers

Complex incomes

Interest only

Qualified professionals

Reliable lending, delivered quickly

Reliability

A 14-year record of delivering financial solutions for customers and their properties. Our expert underwriters are there to help you support your customers.

Keeping it simple

Built with brokers, our purpose-built residential mortgage portal makes every enquiry and application simple, giving you a reliable credit-backed DIP.

The technology making it faster

Our technology works as you work, carrying out credit searches, assessments and automatic affordability checks while you complete a DIP to deliver faster decisions.

APPLICATION PROCESS

A fast and simple process via our broker portal

Submit and manage your customers’ cases in one place.

Through the portal, you can submit your customer’s details, see what mortgage they can get, have it reviewed by an underwriter and receive an overview of what payments they can expect.

Your credit-backed DiP will let you know how we can support your customers, then you can discuss any additional details with our on-hand experts.

Quickly complete your application by adding just a few more details about your customer to your DiP.

After you’ve submitted your application, we’ll get to work on delivering your customer’s mortgage, and you can keep on top of progress in the portal.

For Residential Mortgages enquiries

Find your local BDM

Your dedicated, local BDM is ready to support you and your clients with every type of deal. Get in touch with them and get to work on your next deal.

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Service levels

Our current processing times

Last updated: 20/03/2025

“Very happy with service from LendInvest. Literally the fastest, most efficient lender in the UK.”

“LendInvest have been fantastic to deal with. They’re an honest lender and treat borrowers fairly. Cases are underwritten professionally, efficiently and often a common-sense approach is taken. The underwriters, particularly Daryl, are always happy to speak directly to iron out issues with existing cases or give an indication on potential new cases.”

“Since other Lenders are very slow nowadays LendInvest are fully geared up and giving a super fast service and smooth ride.”

Looking for information about your mortgage?

This page is for brokers only, if you have a mortgage with us, please contact the loan servicing team.