Regulated Bridging

Short term finance for homeowner properties located in England and Wales only. Suitable for property chain breaks.

Regulated Bridging
We are currently not accepting new applications for Regulated Bridging loans. This is a temporary measure and customers will be notified when applications are open again.
  • Finance up to
    £3 million
  • Interest rates
  • Max LTV net
  • Terms length
    6-12 months


Quickly match the needs of your customers


Regulated bridging finance for chain breaks, quick purchases and light refurbishment.

£100,000 - £3,000,000 loans

6 to 12 months term

2% arrangement fee

70% maximum LTV net

75% maximum LTV gross

Rolled interest method

No early redemption charge

Monthly interest rates

Interest is calculated daily, then rolled up and added to the loan balance each month. Arrangement fees and other fees (title insurance) can be deducted from the advance or paid separately.

LTV net






Interest rates






Individual criteria
Property types
Residential properties only.
We can take a single security for the loan, or accept multiple securities (max 2) for the loan, but all security provided will need to be on a 1st charge basis.
1st charge only.
Light refurbishment only. Refurbishment work that requires either building regulations approval or planning permission is not allowed.
Freehold, or leasehold with 60+ years left on the lease.
Minimum age
21 years.
Maximum age
No maximum age limit where sale of existing property or proceeds of probate is the agreed repayment strategy. Wherever a refinance forms part of the agreed repayment strategy, a maximum age limit of 75 years old at the end of term will apply.
Individual borrower requirements
Must be a UK resident and have been resident in the UK for the last 3 years, or have a 3 year UK residential history and a permanent right to reside in the UK. No first time buyers allowed. Maximum number of individual applicants is 2.
Sale of current property. Inheritance where a grant of probate has been issued. Remortgage provided evidence of mortgage offer is provided. Where multiple securities are used remortgage can be used in combination with the sale of another security property.

Individual credit profile
Individual borrower credit profile
No bankruptcy/IVA in the last 6 years.
None in past year, 1 in last 3 years.
Missed mortgage/secured payments
None in past year. 1 in the past 3 years.
Unsecured arrears
2 in past 3 years.
County Court judgments (CCJs)
1 in the past 3 years up to a maximum value of £500 which must be satisfied prior to completion.
Criminal convictions
Not permitted unless relating to motoring offences.
No income or affordability proof is required where the exit is sale of the security property. Wherever a refinance forms part of the agreed repayment strategy then evidence of income will be requested.

LendInvest fees
We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.
Independent security valuation
We will carry out an independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
Legal conveyance
We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

How to get in touch

Find your local BDM

Your dedicated, local BDM is ready to support you and your clients with every type of deal. Get in touch with them and get to work on your next deal.
Your postcode
For Buy-to-Let enquiries, call us on
For Bridging or Development enquiries, call us on
Why us?
We’re making the process of accessing finance simpler
Swift and simple
Swift and simple
We look to lend quickly and efficiently. We don't do maybes. When we say yes, we mean yes.
Inhouse experts
Inhouse experts
Our BDMs work with our case managers and underwriters to get back to you with a decision.
Smart online tools
Smart online tools
Explore deal options with our calculators, get an instant quote, and track your case progress.
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