Refurbishment Bridge

Flexible refurbishment finance for experienced investors' projects

Refurbishment Bridge
Get in touch
  • Finance up to
    £1 million
  • Interest rate
  • Max LTV
  • Terms length
    6-12 months


Quickly match the needs of your customers


£150,000 - £1,000,000 loans

85% maximum LTV

Arrangement fee: 2%

No early redemption charge

Monthly interest rate: 0.85%

Properties in England, Wales or Scotland

Interest method: rolled


One further drawdown at your request. Up to 100% of the refurbishment costs can be funded in the drawdown but the total facility (including rolled interest) cannot exceed 85% of the day 1 open market value, or 75% of the post works value as confirmed by the valuer (whichever is lower).

Lending criteria

Residential properties (including HMO)

1st charge security

Applicant: UK residents, UK Limited Companies with UK resident shareholders only.

Freehold, or leasehold with 60+ years left on the lease.

Borrower experience

Evidence of recent experience of a minimum of 1 similar project.

Refurbishment work allowed during the loan term

Always allowed: Decorating, replacement of kitchens, bathrooms, electrical rewiring, plumbing, windows & doors. Works to improve the EPC rating of the property

Allowed at the underwriters discretion: Minor structural works and conversions, involving building regulations approval or planning permission including HMO conversions.

Valuer visit
An initial valuer visit to confirm the current market value and GDV based on the planned works.

Simple LendInvest transition
If you are looking to refinance with LendInvest onto our Buy-to-Let range we will cover any valuation and standard legal fees to get your offer and make the process as simple as possible. (Standard properties and Small HMOs only)

How to get in touch

Find your local BDM

Your dedicated, local BDM is ready to support you and your clients with every type of deal. Get in touch with them and get to work on your next deal.
Your postcode
For Buy-to-Let enquiries, call us on
For Bridging or Development enquiries, call us on
More information if you want to dig deeper
Why us?
We’re making the process of accessing finance simpler
Swift and simple
Swift and simple
We look to lend quickly and efficiently. We don't do maybes. When we say yes, we mean yes.
Inhouse experts
Inhouse experts
Our BDMs work with our case managers and underwriters to get back to you with a decision.
Smart online tools
Smart online tools
Explore deal options with our calculators, get an instant quote, and track your case progress.

For specialist deals

Expert help, whenever you need it
Structured Property Finance

Our structured property finance team specialise in high value and unique property finance deals. Visit the team's page to see if they can support your deal

Find out more
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