Products

Bridging finance

Regulated Bridging

  • Homeowner loans from £100k to £3m
  • LTV (net) up to 65%
  • Terms up to 12 months
  • Rates from 0.55%
Used for:
  • doneReducing the risk of losing a property due to chain break delays.
  • doneSecuring residential property quickly.
  • doneCarry out light refurbishment works on a new property or on an existing property pre-sale.
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Residential Bridging

  • Loans from £75k to £15m
  • LTV up to 75%
  • Terms up to 18 months
  • Rates from 0.55%
Used for:
  • doneSecuring residential property quickly.
  • doneGenerating short-term cash flow.
  • doneObtaining or enhancing planning.
  • doneFunding works.
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Commercial Bridging

  • Loans from £75k to £15m
  • LTV up to 75%
  • Terms up to 18 months
  • Rates from 0.79%
Used for:
  • doneSecuring commercial and semi-commercial property quickly.
  • doneImproving short-term cash flow.
  • doneObtaining or enhancing planning.
  • doneFunding works.
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Auction

  • Loans from £75k to £7.5m
  • LTV up to 75%
  • Terms up to 12 months
  • Rates from 0.55%
Used for:
  • donePurchasing residential auction properties within the completion deadline.
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Bridge-to-Let

  • Loans from £75k to £750k
  • LTV up to 75%
  • Terms up to 12 months
  • Rates from 0.49%
Used for:
  • doneSecuring the purchase of a run-down property and allowing time for repairs and to make available for rent.
  • doneRefinancing an existing property that needs modernisation to add value.
  • donePurchasing or refinancing a HMO that needs improvement.
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Bridging Transitions

For a smooth exit to Buy-to-Let we offer:
  • Specialist underwriting
  • Discounted valuation fees
  • Discounted legal fees
  • Potential professional fee reductions
Used for exiting from:
  • doneBridging
  • doneBridge-to-Let
  • doneAuction
  • doneRefurbishment
  • doneDevelopment
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Development finance

Development

  • Loans from £500k to £15m
  • LTGDV to 70%
  • Terms up to 24 months
  • Rates from 0.665%
Used for:
  • doneLarge-scale development.
  • doneGround-up builds.
  • doneResidential and semi-commercial projects.
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Development Exit

  • Loans from £250k to £10m
  • LTV up to 70%
  • Terms up to 12 months
  • Rates from 0.55%
Used for:
  • doneExiting a development project that has reached practical completion.
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Refurbishment

  • Loans from £500k to £2m
  • LTV up to 70%
  • Terms up to 18 months
  • Rates from 0.89%
Used for:
  • doneHeavy refurbishment.
  • doneExtensions.
  • doneConversions.
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Development Transitions

For a smooth exit to Development Finance we offer:
  • Shorter application form
  • Speedier underwriting
  • Potential professional fees reductions
  • The same relationship manager throughout
  • Transition at any time
Used for exiting from:
  • doneBridging to Refurbishment
  • doneBridging to Development
  • doneDevelopment to Development exit
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Buy-to-Let mortgages

Buy-to-Let

  • Loans from £50k to £750k
  • LTV up to 80%
  • Rates from 2.89%
Available to:
  • doneIndividuals.
  • doneLimited companies.
  • donePortfolio landlords.
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Download the latest Product Guide

For rates, fees and criteria download our Product Guide.

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