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8. Payment deferrals

Will Lendinvest provide support for Landlords who are experiencing financial difficulties during the Coronavirus pandemic?

We have no wish to see tenants lose their homes as a consequence of the COVID-19 pandemic, and we encourage every landlord who has a loan with LendInvest to act responsibly both toward their tenant(s) and towards their mortgage commitments.

Please note the deadline to apply for a Payment Deferral was 31st March 2021. If you are a landlord with a tenant(s) that are experiencing genuine difficulties making their rental payments as a result of COVID-19 and, as a result, you are in financial difficulty we will consider providing assistance appropriate to your circumstances. 

In order for us to review your request, you should complete the Application form, Income and Expenditure Form and Assets and Liabilities form and return them to the email address shown in the application form. 

Before completing the application form, it may be beneficial for you to understand the types of debt advice or money guidance that are available such as The FCA information page ‘Dealing with financial difficulties during the coronavirus pandemic’ and the MoneyHelper’s Navigator Tool.

Please note that if LendInvest agrees to provide assistance, any relief must be passed onto the tenant(s) as the initiative is in place to ensure that the tenant(s) home is not at risk. To ensure any arrangement is sustainable, we will review your individual circumstances, part of which will include understanding what other resources you may have and your ability to repay any agreed payment shortfalls.

It should be highlighted that any arrangements that include reduced payments will be reported on your credit file as an arrangement to pay. Each lender will have its own requirements for assessing credit worthiness and an arrangement between yourself and a lender may form part of their criteria such as when assessing information provided by credit reference agencies, borrowers or bank statements.

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