LendInvest uses cookies to make our site better. By browsing you agree to our policy.


Fund your renovation.

Key features

Use our Refurbishment finance to complete heavy refurbishment or minor development of an existing residential property, or to fund a change of use from commercial to residential property. The loan is based on gross development value (GDV).

Refurbishment rates from:
0.89% monthly

The detail

  • Loans from £200k to £2m
  • Loan to GDV up to 70% of security
  • Terms up to 18 months

The benefits

  • Works funded
  • Roll up interest into total loan amount
  • No exit fees

VAT funding: LendInvest can assist if VAT is payable on a property purchase.

Our criteria

Our key requirements

  • UK residents and UK companies
  • Residential property only
  • 1st charge security
  • Freehold, or leasehold with more than 60 years remaining
  • Structural, conversion, refurbishment or extension work that may require planning permission or building regulation approval.
  • Where planning permission is required this will need to be in place prior to completion of the loan.

Your previous experience

  • Demonstrate experience of similar projects
  • A realistic and demonstrable exit strategy

Learn more about Refurbishment finance

Discover the detail of our rates, use cases and fees – all inside the Refurbishment finance product guide.

When is it a good fit? 

Extensions and loft conversions
If you are expanding the property before sale or refinance.
Single unit conversions into flats
If you are looking to create multiple units from a single existing property.
Permitted development
For works covered under permitted development rights, including change of use from commercial to residential.
“Conversations with LendInvest really started to open up opportunities for us.”

Steve Goldstraw, borrower

Take the time to learn 

Looking to improve your property development skills? The LendInvest Development Academy is a two day learning experience taught by seasoned developers and lecturers. Participants will gain an in depth understanding of:

  • Searching, evaluating and acquiring your site
  • Establishing costs & structuring your team
  • Getting the scheme built
  • Financial analysis and securing finance
  • Sales & marketing
  • And more…

Product transition. Funding for every stage of your project – from start to finish. Find out more
We understand the importance of cashflow

At LendInvest, we’re keen to help you not only achieve the finance you need quickly, but to support you as your project progresses. A Refurbishment Finance loan releases funds in stages to improve cashflow during your development. 

Get in touch about your project

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call with one of our specialists.

Everything you need

Access product information, enquiry forms, application forms and supporting documents at the click of a button.