Bridging Loans

 

Bridging finance is ideal if you are looking for a fast line of credit before securing funding through refinance or sale.

 

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When is bridging

finance a good fit?

Refurbishment

If you are looking to refurbish a property deemed unsuitable for mortgage purposes by high street lenders.

Chain break

If you are looking to buy a property before your existing investment property is sold.

Short-term cash flow

If you are looking to release equity from a property or land for short-term cash flow requirements.

  • Loans from £75k to £7.5m
  • Terms up to 12 months
  • LTV up to 75%
  • No exit fees
  • Interest can be rolled up
  • Lending on securities in England, Scotland and Wales
  • Non-regulated loans
  • Loans from £75k to £7.5m
  • Terms up to 12 months
  • LTV up to 75%
  • No exit fees
  • Interest can be rolled up
  • Lending on securities in England, Scotland and Wales
  • Non-regulated loans

Key features

graphic-landscape

Property we lend on

  • Residential
  • Commercial
  • Semi commercial
  • Land

FAQs

How long does a bridging loan take to complete?

Typically funding can be provided in under two weeks. If all the necessary borrower information is provided upfront and the borrower side legal team is up to speed, we can provide funding in under a week.

What are the payment options?

INTEREST ONLY: Make monthly interest only payment.

ROLLED UP FACILITY: To improve cash flow, interest can be rolled up and payed when the loan is redeemed.

What other costs are involved?

Legal and valuation fees are payable direct to carefully selected partners, prior to completion. The cost is variable, depending on the specific requirements of your case. There are no exit fees or early redemption charges. An arrangement fee of 2% is deductible from the total loan amount.

What are the risks involved?

As with any loan you risk incurring charges and losing your security if repayments are not made. The key to successful repayment of all our loans is a robust exit strategy. Ideally borrowers should have multiple exit strategies in place.

Looking for application forms or other documents?

Looking for application forms or other documents?

Product Guide

 

Read our detailed guide to all LendInvest loans and lending criteria.

 

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Development Loans

 

 Short term loans, for property professionals.

 

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