LATEST

August 31, 2023

There are more homes on the rental market, does this mean more opportunities for landlords?

By Sophie Mitchell-Charman, Commercial Director More and more properties are being put up for rent, according to reports released this month.  Some brief stats, as seen in This Is Money:- According to Connells, the number of rental homes has increased 8% since March Estate agent Hamptons have also seen a 17% increase on homes in...

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August 23, 2023

An Enhanced Partnership: Legal & General and LendInvest Mortgages

To register for simple online residential mortgages, visit our residential mortgages page.  By Esther Morley, Managing Director for Residential Homeowner In June, we published our Homeowner Mortgage Experience Report – our approach to understanding the customer landscape, and how stressful getting a mortgage can be for some. Our findings were eye-opening: 48% said they had...

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August 17, 2023

Our Comprehensive Approach to Credit Risk Management

When it comes to investing, the preservation of capital and effective credit risk management are top priorities for any investor. At LendInvest, these principles lie at the heart of our operations. As a leading investment platform, we take great pride in our comprehensive approach to mitigating the risks of the loans we write, setting us...

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August 8, 2023

Case Study: 1 week Buy-to-Let remortgage

See our full Buy-to-Let range and get instant quotes here Location: Harrow Loan amount: £525,000 LTV: 75% —  Directors of a large Buy-to-Let portfolio wanted a remortgage for a HMO property in London for the purposes of repaying a bridging loan and investing in the continued growth of their portfolio. What sets this case apart...

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August 4, 2023

The Why, Who and How of Mortgage Prisoners

See how we can support your customers with our residential mortgage products designed for more complex borrowers. By Paula Mercer, Head of Sales at LendInvest You may have seen the term – ‘mortgage prisoner’ hit your inbox recently, and this topic has been a rising concern for the FCA.  Why is this?  The subject has...

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August 1, 2023

High demand, new lower rates; is Buy-to-Let back?

See our new, lower Buy-to-Let rates here.  By Sophie Mitchell-Charman, Commercial Director Now I’m not quite sure if wishing ever did truly make something so, but given what we’ve seen over the past few weeks, we’re starting to think spending June declaring ‘Buy-to-Let is back’ was time very well spent.  We were confident, of course,...

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August 1, 2023

Refurbishment finance and Buy-to-Let landlords: what it has to offer

See our refurbishment and Buy-to-Let products on our intermediaries page.  By Michael Minnie, Senior Business Development Manager Buy-to-Let in the ‘new normal’, as we keep calling it will be about offering high quality homes to meet the record levels of rental demand, while also meeting the increasing regulatory requirements being set down by the government. ...

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August 1, 2023

Why lenders and brokers need to pay more attention to Exit strategies

To see our bridging range and products, get instant quotes on bridging finance on our bridging page.  By Leanne Ardron, Head of Bridging Finance Why are we talking about Exit strategies?  They’ve always been a fundamental part of the process for any mortgage, especially for lenders using bridging finance; but what makes them important now? ...

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July 31, 2023

‘14 days from eviction’ or ‘booming’ – just what is happening in the Buy-to-Let market?

By Sophie Mitchell-Charman, Commercial Director  Depending on what you read, landlords are either experiencing an unprecedented boom in rental yields, or they are on the cusp of mortgage arrears taking over and pulling out.  That isn’t an exaggeration for dramatic effect – both of those stories were published on the same day.  We as a...

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July 31, 2023

Implementing the FCA’s Consumer Duty: our commitment to delivering good outcomes for retail customers

Today, Monday, July 31, the new Consumer Duty regime comes into force. The Financial Conduct Authority (“FCA”), through the implementation of the Consumer Duty, is establishing higher standards for authorised firms in obligating them to act to deliver good outcomes for retail customers. At LendInvest plc and its FCA authorised entities, LendInvest Funds Management Limited...

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