LATEST
For landlords and homeowners: how bridging offers a path to certainty in 2024
January 3, 2024
To see our bridging rates, products and get an instant quote, visit our bridging page. By Victoria Barnard, Business Development Manager Regardless of the customer, everyone who wants a mortgage this year wants certainty that they may have lacked in 2023. For landlords: a constantly changing rate environment meant balancing yields with high-quality homes, as...
Autumn Statement: What Planning System Reforms Mean for the Future of UK Housebuilding
November 29, 2023
In a move that has captured the attention of developers, homeowners, and industry experts alike, Jeremy Hunt’s autumn statement on 22nd November 2023 unveiled significant reforms to the UK planning system. These reforms signal a pivotal shift in the approach to property development, with a focus on streamlining processes, increasing housing supply, and addressing the...
More second jobs and more arrears: how can lenders meet the new needs of homeowners?
November 29, 2023
By Paula Mercer, Head of Sales at LendInvest We dream of the days where we will no longer need to discuss the impact of the cost-of-living crisis, coronavirus and inflation. However, for now – these issues are changing the way homeowners mortgage. In Q3 2023, the Guardian reported that 87,930 homeowner mortgages entered arrears, a...
Highlights of the Autumn Statement
November 28, 2023
In this week’s Autumn Statement Hunt highlighted 110 growth measures in his speech including a vast number of supply-side reforms to incentivise businesses to invest across a number of growth industries including clean energy, advanced manufacturing and life sciences, projecting substantial private investment gains. Nevertheless, the Chancellor’s intentions extended beyond corporate offerings. A year before...
A New Year; a new plan for landlords? What the market is telling us
November 28, 2023
See our Buy-to-Let products here. By Sophie Mitchell-Charman, Commercial Director We’re here again, that part of the year where we all try and predict what’s going to happen in the months to come, and attempt to make plans to fit it. After the last few years, we could all be forgiven for feeling a bit...
Strategic advantages of in-house origination and workouts: Distinguishing the strong from the weak amidst market volatility
November 23, 2023
Managing risk in residential real estate market “A rising tide floats all boats….. only when the tide goes out do you discover who’s been swimming naked.” Warren Buffett’s addition to John F. Kennedy’s popular ‘rising tide’ quote highlights that levels of risk may not always be apparent. In times of economic upturn, lots of property...
Case study: Residential remortgage for self-employed homeowner offered in 10 days
November 14, 2023
Location: Solihull Loan amount: £622k LTV: 67.24% — A homeowner who had recently purchased their new home at auction wanted to remortgage to repay the bridging loan, as well as raise funds to put back into their business. With the bridging repayment in mind, we needed to act quickly to secure the mortgage on the...
How the right case manager/broker relationship can make mortgages simple: Q&A with Alan Gemmell
November 9, 2023
Experience faster mortgages made simple with the right experts here. Alan Gemmell, the Team Leader for our Buy-to-Let and Residential Post Offer team, has been at Lendinvest for 15 months and is in charge of the people delivering mortgages for every type of landlord and homebuyer. Here he talks about how people and technology –...
Case Study: Complex remortgage application for homeowner offered in three weeks
November 9, 2023
Explore our residential mortgage products here. Location: Wales Loan amount: £93,695 LTV: 62.46% —- This was a remortgage application for a currently unencumbered home in Wales. There was a complex series of goals of this mortgage: Raise capital to repay applicant 1’s existing mortgage Consolidate debts Buying out a third party. At the end of...
Why we’re backing large Buy-to-Lets
November 1, 2023
See our new Buy-to-Let range including new large HMO and MUFB Buy-to-Let products here. By Paula Mercer, Head of Sales In our most recent Buy-to-Let updates last month – as well as cutting rates and introducing new 2-year and 7-year products – we unveiled a new large range. This included the return of our Large...