LATEST

October 19, 2023

LendInvest Mortgages: Where experts and technology meet for simple mortgages

See all of our mortgage products here.  By Sophie Mitchell-Charman, Commercial Director We’ve changed a few things recently. LendInvest is now a group of brands, made up of LendInvest Mortgages and LendInvest Capital. For our brokers and their clients, this represents a major step in our development and continued commitment to making mortgages simple for...

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October 18, 2023

How should landlords respond to dropping of new EPC requirements?

Explore our Buy-to-Let products for landlords here.  By Sophie Mitchell-Charman, Commercial Director The government has pressed pause on its Net Zero plans, and with it has come news that some private landlords might welcome, while others may look at it in dismay.  The much talked about requirement to improve the EPC ratings of private rental...

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October 18, 2023

Reimagining Tomorrow: Paving the Way for Property Development and Construction in the UK

Over the past year, the property development and construction industry in the UK has faced significant challenges, ranging from rising material costs to labour shortages, inefficient planning systems, and inflationary pressures.  However, recent developments are injecting a glimmer of optimism into the sector. Just a few weeks ago, the revelation that inflation had not surged...

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October 16, 2023

What stopping HS2 to Manchester should mean for property investors looking to the north

See all of our mortgage products and how you can meet your ambitions in the North West here.  By Waqar Khan, BDM for the North West At the start of this year, I wrote about the opportunities for property investors in a regenerating North West, citing recent government announcements around the ‘levelling up’ agenda as...

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September 20, 2023

One year on: the mini budget

By Sophie Mitchell-Charnan, Commercial Director On September 23rd 2022, the then Chancellor, Kwasi Kwarteng presented the mini-budget to the House of Commons. The goal – to provide financial stability across the United Kingdom.  Just one day prior, the Bank of England base rate increased from 1.75% to 2.25%. Landlords, homeowners and, let’s be honest, the...

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September 14, 2023

Using interest only mortgages in a smarter way

See our residential mortgage products. By Esther Morley, Managing Director of Residential Lending Interest only mortgages can have a bad reputation.  Partly as a hangover from the 2008 mortgage crisis, they are often seen as a mortgage of last resort for borrowers for whom affordability is stretched to the maximum. Interest only can offer borrowers...

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September 13, 2023

LendInvest House View – Q3 2023: Property market analysis and sentiment

The past year has brought significant turbulence to the UK economy, making it challenging to keep up-to-date with the continuously shifting financial landscape. Consequently, we are introducing a ‘House View’ series, offering a retrospective analysis of the economy and offering our sense of how the housing market might move in the coming months.    Macroeconomic...

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September 13, 2023

A Lender’s Perspective: Key Considerations for Developers (and Brokers) Amidst Challenging Times

There’s no denying that the landscape for housebuilders has become quite challenging lately. The confluence of factors such as Brexit, the ongoing ramifications of COVID-19, inflation, and the spectre of rising interest rates has made life difficult. Unfortunately, small to medium-sized property developers, often referred to as SMEs, once again find themselves at a disadvantage...

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September 7, 2023

A closer look at China’s current property crisis

Director of Fundraising, Harry Hall explores how China’s rapid rise has led to a housing market collapse and how this compares to real estate in the UK.  China’s rapid ascension on the global stage has been accompanied by significant economic growth and urban development. However, after years of excessive overborrowing and overbuilding by China’s leading...

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September 6, 2023

Expanding Buy-to-Let portfolios: how bridging could hold the key

Secure a landlord their next rental property or upgrade their existing ones for higher yields with our bridging finance range. By Michael Minnie, Senior Business Development Manager While stats tell us more homes are being listed for rent, other stats tell us that more rental properties are being sold.  So what to make of all...

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