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We are delighted to announce we have joined the Home Builders Federation to help us continue championing the small scale property developer

Housebuilding British Property Federation’s three year pledge: The BPF and a cohort of the build to rent’s key players have published a pledge to demonstrate the sector’s commitment to providing three-year tenancies and working with government to ensure the sector can play its part in rolling back 20 years of housing undersupply. Read more. Property...

April was a busy month for our policy team during which we responded to a number of public reports and consultations. We’ve wrapped up the main points here.

When it comes to servicing our borrowers’ loans, taking legal action or appointing an LPA Receiver to recover a borrower’s outstanding debt (and so return capital to investors) is the last possible course of action we will ever take. We call this taking enforcement action or enforcing a loan. When it happens, the loan can...

Our latest round-up of the latest property market commentary, including news on mortgages, housebuilding and property prices

If a borrower’s loan term comes to an end, they have not repaid the principal loan amount, and an extension to the loan has not been approved by us, we say that the loan is ‘out of term’. This can also be known as ‘in breach’. Going out of term can happen for a variety...

Loan extensions in professional, short-term lending like bridging are a common occurrence, here we explain why

Around 30% of borrowers request an extension during the term of their loan, here’s what happens when a loan has been extended

Around 30% of short-term property finance borrowers will ask to extend their loans, so here we explain the circumstances why

Hailed as the spearhead behind the ‘Northern Powerhouse’ cities, Manchester is making strides in its appeal to Buy-to-let investors this year. The growing industrial hub is enjoying a great amount of investment as it continues to usher in big business headquarters, and with it, new jobs, improved transport links and an influx of students each year. With...