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At LendInvest the use of Open Banking is only one of the ways that we speed up our Buy-to-Let loan application process, and ensure credit risk is minimised. We sat down with one of our experienced Underwriters to break down what it is, how it works for us and how it improves our customer experience....

Open Banking is a technology we have embraced as part of our Buy-to-Let mortgage applications.  It reduces the need for paperwork as part of the underwriting process, giving our underwriters secure access to a dashboard of the essential financial information they need to fully assess a deal.  The information required for us to complete the...

As lockdown restrictions have begun to loosen and more activity returns to the market we have decided to refresh our bridging finance range. At the start of the crisis we decided to limit our risk by reducing our max LTVs across our product range.  Lending throughout the crisis has given us valuable insight on what...

LendInvest is proud to have chosen Crohn’s & Colitis UK as its Charity of the Year partner for 2020. Crohn’s Disease and Ulcerative Colitis are the two most prevalent forms of Inflammatory Bowel Disease (IBD). These are lifelong diseases of the gut, caused by the immune system not working properly; they are painful, debilitating and...

Bridging finance is useful to many because of its flexibility. In times where activity is expected to slow down, we are seeing plenty of interest from our clients who are pressing on with their property projects.  Here is how we have been supporting them with these recent bridging finance deals:  ——— Location: Islington Refinance and...

As valuers began visiting residential properties again after nearly two months of lockdown, we took the opportunity to refresh our Buy-to-Let product range.  While we kept lending throughout lockdown, enabling brokers and their clients to queue their cases for when valuers returned, we’ve had to be flexible to where the market was at. This has...

Mental Health Awareness Week is an important week for us as a business, one that we have always supported, and even more so during these challenging and uncertain times.  There’s always been a stigma attached to mental health and speaking openly about it. Many people don’t feel comfortable talking about the way that they feel....

While working hard to launch a new product range, the Buy-to-Let team has also been focussing on our existing pipeline of brokers and their clients during the Covid-19 outbreak.  As things locked down, refinancing for cheaper mortgage rates still needed to happen as clients approached the end of their fixed-rate terms and needed a lender...

Despite the option for people to view and purchase properties being available again, social distancing requirements, an understandably heightened concern over travelling and visiting other homes and the wider economic issues as a result of COVID-19 means property market activity will likely be slow to recover. This leaves developers facing similar challenges to when lockdown...

Client: A new-build property development company with a three-year history of working with LendInvest Request: Development Exit loan to clear finance and provide cash flow on a completed Development in the West Midlands. Loan total: £1,627,000 Rate: 0.7% pm (rolled) LTV: 68.9% ————— As lockdown measures began we were approached by a repeat borrower for...