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December 6, 2019

Case study: 75% LTV Buy-to-Let mortgage

This is an example of a Buy-to-Let mortgage we recently delivered. Learn more about our rates and criteria on our Buy-to-Let page, or contact one of our BDMs to get started.

Broker: Chris Johnson, Bespoke Property Finance Consultants LTD, had completed 30 Buy-to-Let deals with us before, and 5 Bridging deals.

Client: Family-run investment company known to the broker for 17 years.

Request: A £103,500 loan at 75% LTV for a 25-year total term.

Timeline: Application signed 17th April, with the valuation report back on the 29th. Offer given at 16th May. 

Outcome: Buy-to-Let mortgage at a 3.49% five-year fixed rate.


Chris was very familiar with LendInvest’s services when he came to finding the right lender for his client. 

One of the things that made him bring this particular case to us was the broker portal, which he considers his “portal of choice” and “the easiest to use”. 

“The process is generally straightforward and very easy to follow.” 

He notices the impact technology has on the speed and ease of the application process, but also valued the ability to speak to “real people”, like the BDM Sophie Mitchell-Charman, or our team of underwriters available throughout the process. 

“LendInvest are my “go to” lender for BTL mortgages,” Chris explains.

The client said: “The experience was slick, painless and I was kept informed at all times. Chris did an outstanding job of “marrying“ the deal together between lender, company and the solicitor.

“The best feature was that the online service meant a quick turnaround on all action points, and yet I can still talk to someone RE post-completion information/queries.”

This was his first time using a company lender, and he said in comparison to personal ones, it was an “efficient” process that enabled “quick decisions on the ability to purchase” when working in tandem with a trusted broker. 

Get started with your client’s next deal in our Broker Portal, and read more about how we’re improving the Buy-to-Let application process with Open Banking