The UK housing market has been a topic of significant discussion in recent years; fluctuating property prices, rising interest rates and increasing regulatory pressures from the MEES (Minimum Energy Efficiency Standards) scheme. Landlords are navigating a complex landscape, and Labour’s introduction to their plans to build more homes could provide interesting investment opportunities to those...

Here in the Product and Design team, we know that brokers are busy people. That’s why we’re thrilled to share updates to the Mortgages Portal that make the application process even more simple. A problem brokers face From conversations with our users we learned that they face one major challenge: applying for a mortgage to...

The ambition of LendInvest Mortgages is clear: make every mortgage simple by bringing people and technology together for a simple experience for brokers and their customers.  We have been on this journey for over 15 years, growing our teams to provide quick access to a specialist throughout your customers application process. Now, that’s the people...

The financial crisis marked a significant turning point for the banking industry, leading to the emergence of Challenger Banks. These smaller, new banks were established as a response to the inability of traditional High Street Banks to lend during the crisis. At the time, many customers faced uncertainty as they sought funding from these alternative...

In this insightful blog, Bianca Treggiari, our Capital Raising Junior Associate, explores the first six weeks of the new Labour government and its ambitious plans to “Get Britain Building Again.” In the recent general elections, the Labour Party clinched a decisive victory, securing a mandate that underscores the public’s desire for transformative policies. Central to...

We may all remember the plethora of articles that discussed the topic of EPC ratings for rented properties, and the Conservative’s plan for the MEES legislation. If like me, you have read these articles and became somewhat of an expert in the matter. Well you might be pleased to know that it’s likely more will...

Location: Gloucestershire Loan amount: £1,450,000 LTV Day 1: 28% LTGDV: 70% When a broker reached out to us for help, their client had a bold vision: to purchase a site occupied by an old convenience store and build five modern family homes in its place. The project would deliver four-bedroom homes to Gloucestershire, with one...

Q: What is Bridge-to-Let finance, and when should I consider using it? A: Bridge-to-Let finance is a short-term loan designed for property investors who need to complete work on a property before transitioning to a long-term Buy-to-Let mortgage. You might consider using Bridge-to-Let finance when you need time to refurbish or modernise a property to...

Refurbishment bridge loans are rapidly gaining popularity among property investors and developers, and for good reason. A refurbishment bridging loan is the perfect solution to provide landlords with a quick loan that they can use to improve their property before selling or moving tenants in. Let’s explore the various benefits of refurbishment bridge loans. Built...

By Paula Mercer, Head of Sales at LendInvest Mortgages Labour’s recent landslide victory over the Conservatives in the election has the UK eager to see how they will tackle the problems within the housing market – primarily focused around first-time buyers and renters. The manifesto published by the Labour Party during the election campaign was...