After last year’s rollercoaster of a UK property market, what does 2025 have in store for lenders, brokers and borrowers? In 2024, the UK property market saw a volatile home-buying market influenced by fluctuating interest rates, rapidly changing swap rates, affordability issues, the impending change to Stamp Duty taxes, the challenge by a lack of...

Bridging finance has become increasingly vital in the UK housing market, particularly in 2024. In fact, this niche market of property finance has hit record numbers this year, with the Bridging & Development Lender Association loan book hitting an all-time high of £9 billion. Q3 data reinforced that demand hasn’t lessened, with nearly 7% more...

A new client approached LendInvest in early September after they had identified a promising site for developing nine residential dwellings. However, they needed funding quickly to complete the acquisition and begin development. The client, referred to us by a long-standing partner, had a pressing need for funding. With the property exchange scheduled for September 27th...

Like the previous year, 2024 brought many challenges to the UK property market. From the UK general election, which resulted in the first Labour-led government in 14 years, to a constantly evolving consumer landscape facing a higher cost of living, it’s safe to classify this year as a “rollercoaster.” A Volatile Home-Buying Market While the...

Lina Damberg is a Portfolio Associate at LendInvest and is part of our Development Finance team here at LendInvest. Her role involves working with borrowers and brokers to help secure the funding they need for their development projects. What inspired you to pursue a career in property finance? I started at LendInvest shortly after moving...

Sustainability is no longer a “nice to have” when property developments are conceived, funded and constructed. When property development companies plan the future of where people live in the UK they must consider the environmental impact the project will have on both the local area and the residents who will live there.  The UK Government...

Refurbishment Bridging loans can be a powerful tool for investors looking to maximise their returns on property investments. These short-term loans provide the funds to purchase and renovate properties, allowing investors to capitalise on market opportunities and add value to their portfolios. By bridging the gap between the initial purchase and the eventual refinancing or...

How Buy-to-Let lenders are funded Most Buy-to-Let lenders get their funding through facilities with global financial institutions, which range from investment banks to high street banks, and pension funds to credit funds. When these facilities are arranged, the financial institution expects a return derived from 2 components, (1) a fixed margin, to compensate them for...

What do we mean by a diversified portfolio, and why is it so important for landlords as they plan their growth plans and portfolio management? Diversification has been a common consideration in more traditional investment circles; but as the nature of renting has changed – driven by external factors as much as consumer ones –...

The UK housing market has been a topic of significant discussion in recent years; fluctuating property prices, rising interest rates and increasing regulatory pressures from the MEES (Minimum Energy Efficiency Standards) scheme. Landlords are navigating a complex landscape, and Labour’s introduction to their plans to build more homes could provide interesting investment opportunities to those...